Privacy Policy

At Earnest Banks, Licensed Insurance Agent, your privacy is our top priority. We are dedicated to protecting the personal information of our clients, website visitors, and partners. This privacy policy explains how we collect, use, and safeguard your data, as well as your rights regarding that information. This website is operated by Earnest Banks, a licensed and contracted insurance agent affiliated with Corporate Business Initiative (CBI).

1. Information We Collect

Anonymous Data

We automatically collect non-personally identifiable information such as IP addresses, browser types, and device information. This data is used for statistical analysis and to improve the user experience on our website.

Personal Information

When you register, submit a form, or contact us, we may collect the following details:

Full name

Email address

Phone number

Mailing address

Payment information

Social Security Number (only when required for insurance processing)

You may also choose to browse our website anonymously.

Cookies & Tracking Technologies

We use cookies, tracking pixels, and similar technologies to:

Personalize your experience

Store preferences

Analyze website performance and usage

We may also collaborate with third-party service providers to support these functions. These providers are bound by strict confidentiality agreements.

2. How We Use Your Information

Your information may be used to:

Enhance website functionality and personalize your experience

Process insurance quotes, applications, or transactions

Provide customer service and follow-up support

Administer surveys, promotions, or eventsSend updates, newsletters, or service-related communications (with an option to unsubscribe at any time)

3. Information Sharing

We respect your privacy and do not sell or rent your personal information.

Mobile Data

Mobile numbers and text message opt-in data will

never be shared with third parties or affiliates for marketing purposes.

Support Services

We may share your information with trusted third parties (such as technical support or customer service providers) when necessary and always under strict confidentiality agreements.

Legal Compliance

We may disclose your information when required by law or to protect our rights, ensure safety, or enforce our policies.

Non-Personal Data

We may share aggregated, anonymized data with partners for analytical, marketing, or advertising purposes—always under confidentiality agreements.