Better Benefits. Bigger Savings. No Net Cost.

Earnest Banks helps employers save money and boost employee satisfaction—with no additional net cost to your business.

Licensed Insurance Agent of Corporate Business Initiative (CBI)

Partnering with CBI, Earnest Banks delivers innovative employee benefits that reduce costs and improve care.

Why Choose This Program?

Traditional healthcare plans are expensive and reactive. This proactive group benefits program provides financial protection and wellness services—without increasing your business expenses.

About

Earnest Banks

Licensed Insurance Agent of CBI

Earnest Banks is a trusted insurance agent contracted with Corporate Business Initiative (CBI), a national leader in innovative benefits solutions. Through this partnership, employers receive turnkey access to valuable group health enhancements that require no additional net cost and deliver high-impact results.

Employer Benefits

Save Money, Strengthen Your Team:

  • Average savings of $724 per enrolled employee per year

  • Boost employee satisfaction without extra cost

  • Reduce turnover with improved health and wellness benefits

  • Plan requires no additional net cost to your business

Employee Benefits

Why Your Team Will Love It:

  • Up to $1,800 in added value per employee annually

  • Portable whole life insurance for long-term security

  • Free generic prescriptions (acute and chronic)

  • 24/7 telehealth , therapy, and stress relief services

  • Diabetes coaching, dietitian access, and virtual fitness options

  • Annual wellness assessments and ongoing health coaching

Ready to Make the Switch?

Book your free consultation today and discover how this benefits program can help your business thrive.

"This program transformed our benefits package. We’re saving money while giving employees better healthcare options—it’s a no-brainer!" – Satisfied Business Owner

CBI

Earnest Banks is a licensed and contracted insurance agent of Corporate Business Initiative, Inc.

512-577-1037

© 2025 Earnest Banks, Licensed Insurance Agent. All rights reserved.