How Employers Can Save Hundreds Per Employee While Boosting Wellness Benefits — No Extra Cost

How Employers Can Save Hundreds Per Employee While Boosting Wellness Benefits — No Extra Cost

July 01, 20252 min read

In today’s competitive business environment, employers are constantly seeking ways to reduce costs while improving employee satisfaction and retention. What if you could save an average of $725 per employee each year while providing enhanced health and wellness benefits, without any additional net cost to your organization? At Corporate Business Initiative Inc., we make that possible with our innovative Capstone Plus Health and Wellness program.


What is the Capstone Plus Program?

Capstone Plus is a Section 125 Pre-Tax group health benefits plan designed to prioritize preventative health. Unlike traditional healthcare plans that tend to be expensive and reactive, our program focuses on proactive wellness services to keep your workforce healthier and reduce future insurance claims.

Key benefits include:

  • Unlimited 24/7 Telehealth: Access primary care, behavioral health, virtual ER, and dermatology services with $0 copay.

  • Free Generic Prescriptions: Access 37 commonly prescribed drugs at no charge nationwide.

  • Biometric Health Scanning: Advanced facial scanning technology monitors vital signs and detects health risks early.

  • Indemnity Insurance: Covers hospital stays, ER visits, ambulance rides, and screenings.


How Does It Save Your Organization Money?

Our program reduces your company’s healthcare costs through tax savings, workers' compensation reductions (up to 25%), and decreased absenteeism. With an average savings of $725 per W2 employee annually, organizations large and small have seen significant bottom-line improvements.

We handle all administration, enrollment, and compliance—meaning your HR team experiences zero extra work.


Real Financial Impact

For example, a company with 1,000 employees can save $725,000 per year on average, while employees gain access to valuable benefits worth up to $1,800 annually. This win-win approach helps improve employee well-being and loyalty, reduces turnover, and boosts overall productivity.


Why Choose Earnest Banks and CBI?

With over 56 years of combined industry experience and 4,000+ agents nationwide, Earnest Banks and Corporate Business Initiative provide a trusted, fully managed benefits program. Plus, we offer full audit protection and compliance guarantees, so you can implement with confidence.


Ready to Learn More?

Contact Earnest Banks today at 512-577-1037 or email [email protected] to schedule your free consultation and start saving money while enhancing employee benefits.

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